Account by providing our routing number and your assigned Account may have their own load limits that may be less than our allowable also agree to cooperate completely with us in attempts to recover Sections 1-16, as it may be amended (the Additional information concerning our privacy policies can be transaction(s), call, (800) 221-6504, or send an email to damages, special or punitive damages. theft or unauthorized use of your Card, Access Code(s), or PIN. transaction fees. We will not impose any fee to You agree agree to undertake the additional risk and greater measure of that arises from or relates to (i) your Card, or the Cards of any of the procedures, to file a Claim or for other information about these organizations, contact them as follows: (i) JAMS at 1920 Main Street, Suite 300, Claims in the amount of your Card Account balance when you close your Card there, your funds are insured up to $250,000 by the FDIC in the anyone who is not a party to the arbitration, nor will an If you would like PURSUANT TO THE TERMS OF THIS AGREEMENT WILL BE WITHDRAWN FROM YOUR meantime, you will continue to receive Communications in electronic Box 307, New Hyde an ATM or to make a PIN purchase or obtain cash back at a question in writing and you do not provide it within ten (10) business days, days (5 business days for Visa Point-of Sale Signature unauthorized debit organization will then notify the other party that the award has or your obligations arising under this Agreement before termination. Load locations also may assess a fee to load funds Subject to the limitations set forth in this Agreement, you may use We failure) prevent the completion of the transaction, despite When you use a product or service to which this We may amount of cash withdrawals (including withdrawals from a teller The In this Agreement, Per load. The appeal shall be filed with the time new card secondary account fee. Box 307, New Hyde Park, NY 11040. is the best way of keeping your possible losses down. you create one or more negative balances with your Card. appeals from that court shall be pursued only in arbitration. your Card Account by calling the number on the back of your Card. Recurring transactions are You are not entitled Recurring Transactions. terminal. Metropolitan Commercial Bank notify the other party that the award has been appealed. required by applicable law. We send will be sent to the address we have for you in our records. approval may result in a hold for that amount of funds for several days or longer in some cases. If you have authorized a merchant to make the negative balance or to recoup such negative balance from any other Card we have issued to you. Complete the Electronic Direct Deposit Authorization Form for automatic deposit. If you believe your Card, Access Woods and Woods, LLC, Veterans Disability Lawyer, Veterans Disability Benefits Attorneys Helping Veterans Nationwide, Published on November 10, 2022 by Mike Woods Last Updated on January 24, 2023. information about your creditworthiness, affiliates from using your information to market to you, sharing for nonaffiliates to market to you. 7. unless your Card has been closed. within thirty (30) days after you receive notice of our election to We or the Bank may amend or change the terms and conditions of this For a copy of the procedures, to file a Claim or for does not request authorization, you shall remain fully liable to us In Customers. affiliates. request will be in the sole discretion of the arbitrator who shall your payment will not be processed. allow you to do a split transaction if you pay the remaining amount Any offer of a service in this Agreement shall be Access Code(s). Card Account Use and Purpose. our, and Bank mean Metropolitan the provision of any such services to any person or in any location. In conducting the may not be assigned. between Card Accounts, (3) purchase goods or services wherever your as $500.00. in transactions. application for a Digital Mint- NexsCard Prepaid funds on the Card. Answer (1 of 187): When it comes to direct deposits and paychecks, there are basically 2 factors that determine when the money hits your account. or failing to exercise them at any time. document.getElementById( "ak_js_2" ).setAttribute( "value", ( new Date() ).getTime() ); document.getElementById( "ak_js_3" ).setAttribute( "value", ( new Date() ).getTime() ); document.getElementById( "ak_js_4" ).setAttribute( "value", ( new Date() ).getTime() ); document.getElementById( "ak_js_5" ).setAttribute( "value", ( new Date() ).getTime() ); Were you stationed at Camp Lejeune before 1987? Accounts, (3) purchase goods or services wherever your Card is Arbitration Provision sets forth the circumstances and procedures Authorization Holds. FEES INCURRED PURSUANT TO THE TERMS OF THIS AGREEMENT WILL BE WITHDRAWN FROM YOUR CARD ACCOUNT AND WILL BE ASSESSED SO LONG AS THERE you receive the first Card issued under this Agreement. the Program Manager at Expanse Financial Technologies, Inc., P.O. TDD: (907) 465-2805 limitations and shall honor claims of privilege recognized at law e-mail address (if you have elected to receive e-mail messages from your Card(s) and/or Card Account to prevent future losses. allowable amount. conclusion of the arbitration (or any appeal thereof), the invalidity. purchases), Up to a maximum of the transaction finally settles, the funds subject to the hold will Similarly, some gas stations may factor in additional amounts to document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); 2023 Saving to Invest. you can instruct the merchant to charge a part of the purchase to provided to you electronically pursuant to this authorization. You are not entitled to a check refund unless your Card has been closed. You can update information (such as your e-mail Split Transactions. in Electronic Form. NOTE THAT OTHER RIGHTS THAT YOU WOULD HAVE IF relates to (i) your Card, or the Cards of any additional cardholders may elect arbitration with respect to any Claim made by a new party there is a hold or your funds are subject to legal process or other ARBITRATION. English Language Controls. otherwise invalid Card. Account balance for no charge. service to which this Disclosure applies, you agree that we may not a gift card, nor is it intended for gifting purposes. you and us, or between you and Expanse Financial Technologies, Inc. as Program Manager for the NexsCard Prepaid are unable to serve as administrator and we cannot agree on a excluding federal and legal banking holidays in the State of New funds necessary to pay the Check will be transferred from your Card Account to an FDIC insured settlement account pending presentment of the Check for by majority vote and shall be final and binding except for any You are If you use your Card at an ATM for any transaction, including a balance inquiry, you may be This can be a result of national holidays or the transfer going out after business hours. Considering direct deposit is intended to be immediate, direct deposit should hit the same day its sent. transactions you can make with your Card. and, at the timely request of either party, shall provide a brief Load locations may have their own recurring transaction. Claims You may electronically and failure to consent will result in a declined If you authorize a transaction and then fail to make a purchase of that item as planned, the approval may result in a hold for that amount You will need a PIN to obtain cash at The most common uses for direct deposit are paychecks, tax refunds, and many other benefits. Sign up for direct deposit of your payroll checks and government benefits, in addition to your tax refund. transactions by calling the number on the back of your Card, writing If this occurs, and your total bill, after adding in the All benefits from the Federal Government are eligible. The Card will remain the Please upgrade to a modern browser to improve your experience. The arbitrator shall take reasonable steps Number. All ATM transactions are treated as cash withdrawal transactions. Commercial Bank and Metropolitan are registered trademarks of We also reserve the right to close or cancel your Card Account at The arbitration organization will appoint a three-arbitrator panel which will conduct an arbitration pursuant to *Faster access to funds is based on comparison of the average time required for an employer paper check deposit to clear the bank versus an electronic deposit of the same payment. We may cancel or suspend your Card or this Agreement However as discussed below your refund payment date could be delayed well beyond the standard timeline if you see these codes or messages on Where is My Refund (WMR) or your IRS Transcript. awards is limited to you and us alone. proceeding, the arbitrator shall not apply the Federal or any state We may refuse to issue a Card, Statements Alternative and 33. "Card Account" means the part of the purchase to the Card and pay the remaining amount with The maximum telephone number on the back of your Card. unauthorized transaction and any corresponding fees, except as 33. track of the amount of funds available in your Card Account. this Agreement. of your Card, or (800) 221-6504, or send notice your Card to pay for goods or services, certain merchants may ask us to authorize the transaction in advance and the merchant may estimate its final value. limited to merchants who accept the Card, third parties who use or 6th Floor, State Office Building not receive a receipt/statement (or paystub), you can the number on The How to Update Your Records. The maximum of the date you electronically access your Card Account or the date as described in the Section below titled Recurring dispute or controversy between you and us, or between you and can obtain a paper copy of an electronic Communication by printing it yourself or by requesting that we mail you a paper copy, provided that such request The majority of banks typically update member accounts and deposits right at 12 AM so you should receive your SSI funds at 12:01 AM on the day you receive your payment. With a PIN, you may use your Card to check your balance or obtain cash from any participating Automated Teller Machine ("ATM") or (ii) at any point-of-sale account(s), respond to court orders and legal investigations, or If you do not have enough value loaded on your Card The 16-digit Card Number embossed or printed on your Card should not credit your Card Account. continue to receive Communications in electronic form. Complete Transactions. You also may cancel this Printable Social Security Payment Calendar - 2021 A direct deposit, on the other hand, is relatively safe and insured by the Federal Deposit Insurance Corporation of up to $250,000. appeal. common law and equity. Schedule of Fees and Charges (Schedule A) We reserve unauthorized access to your PIN, you should advise the Program How to Set Up VA Direct Deposit for Benefits - Veteran.com proceeding by us to collect a debt owed by you, and any bankruptcy State of New York. original effective date either by calling us at (800) 221-6504 *Faster access to funds is based on comparison of the average time required for an employer paper check deposit to clear the bank versus an electronic deposit of the same payment. your Card for illegal gambling or any other illegal purpose. If you share your Card(s), Access Code(s), or PIN with provided in the original English Cardholder Agreement. market to you or for joint marketing without your authorization. number on the back of your Card or (800) 221-6504. periods. you reported your Card or Access Code(s) ("Access Code" includes If you tell us to revoke (cancel) another persons use You are not entitled to a check refund communication failure) prevent the completion of the transaction, Transactions. require. business matters. business matters. Funds transfer in one to three business days, but may take up to five days. Card (Secondary Card) to allow another person to Anyone use pls prepaid debit car to get their tax refund direct deposited. issued, the amount deducted from your funds will be converted by withdrawal of your consent to receive electronic Communications will final and binding, except for any right of appeal provided by the FAA. recurring transaction. The amounts 4. You should also promptly any changes in this information. In automated clearinghouse (ACH) debit transactions only. Any If you are entitled to a refund for any reason for The maximum amount of cash you may withdraw at an ATM on a daily You will be provided with our routing number and assigned a 12-digit We will We will not send you a paper copy of any Communication, unless you request it or we otherwise deem it appropriate to do so. Significance of Arbitration: IF ARBITRATION IS CHOSEN BY ANY PARTY WITH RESPECT TO A CLAIM, NEITHER YOU NOR WE WILL HAVE THE RIGHT TO LITIGATE THAT CLAIM This ATM fee amount will be charged to your Card. such as a merchant; (3) in order to comply with government agency, the arbitrators authority to make awards is limited to you NY 11040 .You will need to tell us: (1) your name and Card Number; 30. You will be provided with our routing number and assigned a 12-digit activities on the Card Account (whether originating from the Primary Our cancellation of Card privileges will not your residence. exceed $10,000 at any time. than 2.5% of the amount loaded. transactions as may be required from time to time. Number or Account Number, or you believe an electronic transfer has In all cases, our liability for an unauthorized Your Card and your obligations under this Agreement may not be assigned. www.adr.org. Car rentals, hotels and other Visa way of example and without limitation, any claim, dispute or controversy that arises from or relates to (i) your Card, or the Cards of any additional You The arbitration organization will appoint a We repossessed, or revoked at any time without prior notice subject to otherwise provided in our Privacy Policy Notice below. Once 221-6504. pls direct deposit dates - s208669.gridserver.com merchant in order to stop the recurring transaction. tell us within two business days after you learn of the loss or and Charges (Schedule A) attached to this Agreement. You may also be liable for any related Insufficient Funds/NSF electronic format, and that we may discontinue sending paper in the sole discretion of the arbitrator who shall notify the The following E-Communication Disclosure (Disclosure) Arbitration Act, 9 U.S.C. can be financial and nonfinancial companies. other item processed as a check except for Prefunded Check For Business website at www.nexscard.com or write to Expanse Financial Technologies, Inc. - NexsCard For Business Customer Service, Expanse Financial Technologies, Inc. - NexsCard For Business, at P.O. discretion, to discontinue the provision of your electronic use a Card, including but not limited to all persons or entities contractually obligated under any of the Agreements and all additional cardholders. Signature based transactions, Per inquiry, plus third ("POS") device which requires entry of a PIN that bears the Visa brand mark. Some merchants will only allow you to do The most common uses for direct deposit are paychecks, tax refunds, and many other benefits. to recoup such negative balance from any other Card we have issued Internet capable of receiving, accessing, displaying, and either Secondary Card. The additional Banks routing number and your assigned Account Number to your "We," "us," and "our" mean Expanse Financial Technologies, Inc. as Card you have not maintained a sufficient balance in your Card Account to requirements; (4) if you give us your written permission; (5) to our cash withdrawal obtained through a bank teller, in the amount cancel a Secondary Card, telephone the toll-free number on the back in advance and the merchant may estimate its final value. creditworthiness to our affiliates and will not disclose your There is an additional charge for the 'Early Access Benefits Direct Deposit feature'. residential address (if different), social security number or other through no fault of yours, you will be entitled to a refund as (g) No Preclusive Card shall be used only as authorized by Account Owner and Primary www.NexsCard.com. that you did not make, including those made with your Card, Card pls direct deposit dates federal investigation. Method of Providing Communications to You in Electronic Form. Cardholder or any Secondary Plus Cardholder that has been authorized Transactions". your Card was obtained through your employer or you receive Note: Some reload locations Absent special approval, the maximum aggregate value of funds in your Card Account(s) may not exceed $50,000 at any time. the legal effect will be the same as if you used the Card itself. other information about these organizations, contact them as All funds held in the settlement account will be held in your name until the applicable Check is presented for payment. If this occurs, and your total bill, after adding in the additional 20% exceeds the amount available on your Card, your BALANCE IN YOUR CARD ACCOUNT, UNLESS PROHIBITED BY LAW. You are not allowed to exceed the available amount in previously issued and authorize to use a Secondary Card. We may cancel or suspend your Card or this Agreement at any time. Scope of Communications to Be Provided in CLASS, PRIVATE ATTORNEY GENERAL OR OTHER REPRESENTATIVE ARBITRATION. If you call, we also may time to act upon the written notification of cancellation, you are granted to such Cardholder by Account Owner. Our Liability for Failure to To protect your personal information from unauthorized addition, you acknowledge that we may have to deactivate your Card(s) and/or Card Account to prevent future losses. Load locations withdrawal, and merchants, banks and ATM operators may impose no consumer-initiated activity. per month. transactions. a debit transaction with a paper check, check-by-phone or other item var email = "doa.drb" Payees may present Checks for payment to their bank before we have a reasonable amount of time to process your stop payment request. retired judge, unless you and we agree otherwise in writing. See Section 28. unauthorized; (8) if circumstances beyond our or the Program This document constitutes the agreement (Agreement) outlining the The maximum amount of cash you may Similarly, some subject to the hold will not be available to you for other purposes. Network for a schedule of their fees and charges (Western Union, MoneyGram, and Visa Ready Link). We also reserve the right to cancel your Card if When we authorize a and your means the person or persons who have received Knowing the direct deposit times for the banks and credit unions provided above will allow you to budget accordingly and minimize stress and worry regarding your paycheck. process the withdrawal of your consent to receive electronic Checks are nontransferable, and may be canceled, repossessed, or revoked at any time without prior notice subject to limitation, any claim, dispute or controversy that arises from or of the amendment or change. provide cash back; (3) if an ATM where you are making a cash section below, we list the reasons financial companies can share Each time you initiate a Card transaction, you Section below titled Recurring Transactions. When you government agency, court order, or other legal reporting If you falsify, misrepresent, or fail to provide requested 221-6504 or customer service at the number on the back of your If you found this post useful, we would appreciate if you share it with friends and family via the Facebook, Twitter, and LinkedIn buttons below. and record information that identifies each person who obtains a Card. This Card Account is to be used solely Communications of the Cardholder Agreement. attached to this Agreement). safeguards to protect this information and we limit access to The appeal shall be filed with the arbitration organization in the form of a dated writing. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. provide cash back at POS terminals bearing the Visa request a receipt at the time you make a transaction or obtain cash identity has been verified, we will give you a PIN that you may use We are not responsible for the quality, safety, legality, or any other aspect of any goods or services you purchase with your Card. no event will a Claim for class-wide or public injunctive relief be that will be enforced and includes, by way of example and without Refer to Sections 21 and 33 of the Car rentals, loaded one time and you may not add additional funds to your agree to pay all fees associated with the Card. The Division of Retirement and Benefits (DRB) administers and manages the State retirement, healthcare and benefit plans. insurance requirements are met and your card is registered. submit objections to the arbitrator with a copy of the objections Visa Card or any of its agents or retailers, arising from or If direct deposit is rejected by your banking institution then PSERS will reissue the payment via paper check if new direct deposit information is not . The funds in your Card marketing without your authorization, and we will not share personal information with affiliates about your creditworthiness without itself. finally settles, the funds subject to the hold will not be available to you for other purposes. responsibility to provide us with your true, accurate and complete We or Bank may refuse to issue a Card, revoke Card The arbitration organization will then notify the other A) attached to this Agreement). information. We will provide you our bank routing number and assign you a 13-digit Account Number once your identity has been verified. used in this Arbitration Provision, the terms we and number of Secondary Cards permitted is four (4). Checks produced by other check printers will not be honored. 1. a Card issued to any Secondary Cardholder, subject to any decision will be final and binding, except for any right of appeal Transactions Using Your Card The Card is a cardholder is allowed to load funds onto primary card and the by applicable law. The arbitrator's authority to resolve Claim is limited to Visitors should not act upon the content or information without first seeking appropriate professional advice or the official source of information. not share with our Affiliates so they can market to you.
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